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Credit Cards

Now you can select a card that best meets your needs - Visa, MasterCard, or MasterCard Gold. Our unique Choices Program allows you to choose the rate and fee structure according to use. For credit, convenience, and security, Palmer Bank offers real flexibility in the card you carry.

Visa Card*: Low interest rate of 11.8% (APR 11.80%). Interest is calculated from date of posting to your account (no grace period). This is the card to use if you're planning to use the credit.

MasterCard*: Low interest rate of 14.8% (APR 14.80%). A 25-day grace period means finance charges can be avoided by paying monthly balances in full within this period.

MasterCard Gold*: Low interest rate of 14.8% (APR 14.80%). This is the card for prestige and benefits like a 25 days grace period, MasterAssist© Travel Assistance, MasterPurchase© Retail Protection, and much more.

* Fees
Annual Fee
None
Late Fee
$25.00
Overline Fee
$25.00
Minimum Finance Charge
$1.00
Cash Advance Fee
3%; minimum of $3.00
maximum of $20.00
Minimum Payment
3%; mimimum of $10.00
Non-sufficient Funds Fee
$25.00
Replacement Card Fee
None
Statement Copies Fee
$3.00
Draft Retrieval Fee
$3.00
Grace Period
M/C & M/C Gold, 25 days;
Does not apply to cash advances
Late Payments 20.87% assessed on all accounts 60 days or more past
 
Credit Card Customer Links
Account Information
Bonus Points Program
This link will redirect you to ezCardInfo where you can access your account summary, view statements, review transactions and pay your credit card bill This link will redirect you to ScoreCard Rewards where you can find out what awards are available and how to redeem your Bonus Points

 

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